Easy Financing
At Orthodontics by Bradford, we believe high-quality orthodontic care should be accessible, straightforward, and stress-free. Drs. Stephen Bradford and Colby Bradford work closely with patients and families to provide flexible payment options that make starting treatment comfortable and manageable.
What Flexible Payment Options Are Available?
We offer several financing solutions designed to fit a wide range of budgets, including:
- Full-payment discounts
- No-interest financing with low down payments and low monthly payments
- Multi-family member discounts
- Automatic monthly drafts from checking accounts or credit cards for added convenience
All fees and payment options are clearly reviewed during your complimentary orthodontic consultation so you can move forward with confidence.
What Is Included in Your Orthodontic Treatment Fee
Your investment in orthodontic treatment includes all essential care needed to complete treatment successfully:
- Orthodontic records and X-rays
- All orthodontic appliances, including braces or clear aligners
- All scheduled office visits and adjustments
- Emergency orthodontic visits if needed
- One set of retainers is provided after comprehensive treatment
What Is Not Included?
While treatment fees are comprehensive, certain services are not included:
- Dental work performed by outside providers, such as cleanings, fillings, or extractions
- Replacement of appliances or retainers lost or damaged due to misuse
- Additional treatment required due to accidents, injuries, or unusual circumstances
If any of these situations arise, our team will review details and fees with you before proceeding.
Orthodontic Insurance Information
Orthodontics by Bradford accepts most major insurance plans and offers in-office payment plans to help reduce out-of-pocket expenses. We are happy to assist with insurance verification and submissions.
Accepted insurance providers include:
- Aetna
- Ameritas
- Blue Cross Blue Shield
- Cigna PPO and HMO
- Delta Dental
- Guardian
- MetLife
- United Health
Please contact your insurance carrier or our office for insurance verification. In case your insurance coverage change we can help you achieve the best benefit for you.
Frequently Asked Questions
Understanding orthodontic financing and insurance can feel overwhelming, but our goal is to make the process clear and straightforward. Below are answers to common questions patients ask when planning orthodontic treatment at Orthodontics by Bradford.
How Does Orthodontic Insurance Work?
Orthodontic insurance is typically separate from regular dental coverage and often includes a lifetime benefit rather than an annual one. Our team helps review how your plan applies to orthodontic treatment and explains what portion may be covered.
Can I Combine Insurance Benefits With a Payment Plan?
Yes. If you have orthodontic insurance benefits, they can be applied toward your treatment cost while the remaining balance is spread out through a payment plan. Our team will explain how your benefits work alongside financing options.
Do You Offer Financing for Both Braces and Clear Aligners?
Yes. We offer flexible, no-interest financing options for both braces and clear aligner treatment. Payment plans are customized to fit your budget, regardless of the orthodontic appliance selected.
What Happens If My Insurance Changes During Treatment?
If your insurance coverage changes during treatment, any remaining balance becomes the patient’s responsibility. Our team will help explain how changes affect your account and review updated payment options if needed.
Can I Pay Off My Balance Early?
Absolutely. You may pay off your orthodontic balance at any time without penalties. Many patients choose to pay early once treatment is underway or if financial circumstances change.